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homeless-man-833017_960_720.jpg?profile=RESIZE_710xAs a young trustee for a charity, I’m helping other young people combat a lack of knowledge about money

Growing up I had a turbulent relationship with money. At 18, I left for university and rebranded myself with clothes, the latest tech and other must-haves.

I found it impossible to make the money from my part-time job stretch until the next payment. I didn’t understand how to budget, used spending as a “pick-me-up” and soon fell into the quick-cash trap of payday lenders. Eventually I left St Andrews University with a degree in history and art history and £4,000 of debt on top of my student loans.

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The Guardian

 

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