As a young trustee for a charity, I’m helping other young people combat a lack of knowledge about money
Growing up I had a turbulent relationship with money. At 18, I left for university and rebranded myself with clothes, the latest tech and other must-haves.
I found it impossible to make the money from my part-time job stretch until the next payment. I didn’t understand how to budget, used spending as a “pick-me-up” and soon fell into the quick-cash trap of payday lenders. Eventually I left St Andrews University with a degree in history and art history and £4,000 of debt on top of my student loans.